What 15 Years of Advising Investors Teaches You About Money (with Jon Tan)

In this episode of Stock Spotlight, host Michael sits down with his longtime college friend and financial advisor Jon Tan to explore what more than 15 years of working with investors has taught him about building lasting wealth. They discuss how Jon’s investing philosophy has evolved, the behavioral and planning mistakes he sees investors make, why performance chasing is so difficult to avoid and what separates successful long-term wealth builders from everyone else. The conversation also covers portfolio construction, rebalancing, the role of individual stocks within a broader financial plan, when a financial advisor can add value and why investing success often comes down to a few simple habits practiced consistently. Michael and Jon then close with a lightning round covering investing books, savings rates, alpha vs. beta and the advice Jon would give his 25 year old self. ---------------------------------------------------------------- 00:00 Intro 01:18 From Marine Biology to Financial Advice 08:22 California to South Carolina 12:33 Investor Behavior 16:55 Building Better Portfolios 24:09 When a Financial Advisor Adds Value 29:50 Rapid-Fire Lightning Round 33:20 Outro ---------------------------------------------------------------- Intro Music: Andrey Rossi – Seize the Day Outro Music: Ra – Prospect *Music provided by Uppbeat Premium Email me (stockspotlight24@gmail.com) if you're interested in connecting with Jon Follow me on X: https://x.com/invest091 Listen on YouTube:    / @stockspotlightpodcast   Subscribe to the newsletter: https://stockspotlightpodcast.substac... ---------------------------------------------------------------- Disclosures: The host of Stock Spotlight is not a licensed financial advisor. The information and opinions shared during the show are for entertainment purposes only. References to specific securities do not constitute a recommendation from Ali Financial, Palmetto Private Wealth Management or Jonathan Tan. Opinions and forward looking statements expressed reflect the opinions of the speakers and are subject to change without notice.