How to Pick the Right Marketplace Insurance Plan: HSA, HDHP vs PPO & More!
Medicare & Retirement Insurance | iHealthBrokers
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How to Pick the Right Marketplace Insurance Plan: HSA, HDHP vs PPO & More!
76 073 просмотра · 5 л. назад
Medicare & Retirement Insurance | iHealthBrokers
20,5 тыс. подписчиков
76 073 просмотра · 5 л. назад
How to pick the right ACA marketplace plan: metal tiers, deductibles, out-of-pocket max, HSA vs PPO. Free plan review: https://iHealthBrokers.com/v/MXTSU_NfNcc or call/text (888) 410-0344
FREE plan and price quote: https://iHealthBrokers.com/quote/MXTS...
Sarah explains how to choose a plan on Healthcare.gov by weighing your budget against your health needs: premiums, deductibles, cost sharing by metal level, out-of-pocket limits, networks, and when an HSA-eligible high deductible plan makes sense.
CHAPTERS
0:00 How to pick the right marketplace plan
0:52 Why using a broker costs you nothing
2:32 Budget vs. needs
3:23 Monthly premiums and metal tiers
4:14 Deductibles and essential benefits
6:47 Cost sharing by metal level
8:06 Out-of-pocket maximums
10:17 Your health needs
11:09 Networks: PPO, HMO, EPO
13:41 Tax credits
14:06 Final thoughts
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