Medicare 2027 Prices Are Out: The 3 Numbers Before Dec. 7

The 2027 Medicare price list just dropped, and you have 54 days to act on it. Here's exactly what changes, and what to do before Dec. 7. 0:00 Hook 0:40 Stakes 1:26 The 2027 Price List 2:40 The Catch 3:44 Border Check 4:44 What To Do 5:36 Bottom Line Medicare Fall Open Enrollment runs October 15 through December 7, 2026, for coverage starting January 1, 2027. CMS just published its 2027 premium projections: the average Medicare Advantage premium is falling from $14.37 to $12.00 a month (down 16.5%), stand-alone Part D premiums are inching up from $35.09 to $36.00, and the Part D premium bundled into Medicare Advantage plans is projected to fall from $11.32 to $7.00 (down about 38%). More than 99% of beneficiaries will have access to at least one Medicare Advantage plan, and 97% will have 10 or more to choose from. The 2027 Part B premium has not been published yet; CMS typically announces it in late October or November, so we don't guess at that number here. We also do a border check: in Canada, medically necessary hospital and physician visits for seniors carry no monthly premium at all, funded through taxes under the Canada Health Act. The comparable safety net is Old Age Security, currently a maximum of $762.50 a month for ages 65-74 and $838.75 a month for 75+ (Oct-Dec 2026 rate). What to do before Dec. 7: re-check your plan at Medicare.gov, confirm your 2027 drug formulary didn't change, ask about Medicare Savings Programs or Part D Extra Help if you qualify by income, and mark the deadline on your calendar. Canadian viewers nearing 65 should confirm OAS and GIS eligibility at Canada.ca. All premium and enrollment figures above are national averages published by CMS; your actual plan cost depends on your specific plan and ZIP code. This is news and general information, not financial advice. Sources: CMS, "Medicare Advantage and Medicare Prescription Drug Programs Expected to Remain Stable in 2027" (2026-09-28): https://www.cms.gov/newsroom/press-re... Government of Canada, "Old Age Security": https://www.canada.ca/en/services/ben... Health Canada, "How publicly funded health care coverage works": https://www.canada.ca/en/health-canad... Visuals and voice are AI-generated; all facts are researched and sourced. #Medicare #OpenEnrollment2026 #Medicare2027 #MedicareAdvantage #MoneyNews