What Will Happen When Boomers Die...

Baby Boomers peaked at 78.8 million people. Within the next two decades, the largest generation in modern US history will move through retirement, inheritance, housing and healthcare. So what does the evidence actually say will happen? TIMESTAMPS 00:00 – Who are the Baby Boomers? 01:45 – Population & timing 05:00 – The workforce (and AI) 09:25 – Wealth & the $124 trillion transfer 13:17 – Small business succession 14:45 – Housing 17:35 – Healthcare & Medicare 19:27 – Social Security 22:05 – The global picture 22:45 – What the evidence does (and doesn’t) support SOURCES • Congressional Budget Office (Demographic Outlook, Jan 2026): cbo.gov • US Census Bureau population projections & business ownership data: census.gov • Bureau of Labor Statistics employment projections: bls.gov • Federal Reserve Distributional Financial Accounts: federalreserve.gov • Social Security & Medicare Trustees Reports (2026): ssa.gov, cms.gov • Congressional Research Service, Social Security trust funds: crsreports.congress.gov • Pew Research Center, generation population data: pewresearch.org • Cerulli Associates, Great Wealth Transfer (2024) • Zillow, “Silver Tsunami” housing analysis (2019) • Mortgage Bankers Association, Research Institute for Housing America (2022) • Gallup, small business succession survey (2024) • Deloitte & Manufacturing Institute, manufacturing workforce study • Genworth & CareScout Cost of Care Survey (2024) • New York Fed, recent graduate labor market • Stanford working paper on AI and entry-level employment (not peer reviewed) • Einav, Finkelstein, Mullainathan & Obermeyer, Science (2018) • United Nations, World Population Ageing Projections are estimates. CBO itself calls its projections “highly uncertain.” FINANCIAL DISCLAIMER: This video is for educational and entertainment purposes only and does not constitute financial, investment, or tax advice.