His 5% Rule Built ₹11 Crore Net Worth | A Common Man Story

⏰Time Stamps: 00:00 Highlights 01:00 Family's relationship with money 02:51 Salary and Career 05:53 How did your salary change after moving to the United States? 06:50 When did you begin your journey toward financial freedom? 07:21 What framework did you follow to achieve financial freedom? 08:55 FIRE Strategy Explained 09:16 Strategies to Accelerate FIRE 12:09 Asset Allocation Strategy 13:41 How to Start Your Financial Freedom Journey Today 17:11 SIP Investment Journey 19:36 Managing Finances After Layoff 21:56 Passive Income Ideas 23:37 Managing Equity Risk in Portfolio 25:21 Mistakes, Underhyped Assets, and Lessons 28:04 Middle-Class Money Mistakes 29:46 Asset Allocation Strategy Over 20 Years 30:45 Money Rule That Keeps Him Secure 31:35 Life After Financial Freedom What does it take to achieve financial freedom in India, starting from a middle-class background? In this episode of the Net Worth Show, Amaresh Shinganagutti shares his complete FIRE journey from earning ₹1.8 LPA in 1999 to building a ₹11 crore net worth and retiring before 50. Amaresh shares his raw, unfiltered 25-year journey - layoffs, salary jumps, smart SIP investing, aggressive equity allocation, and building passive income streams that made a salary optional, and achieving financial independence in India. 💡What You’ll Learn: How to achieve financial freedom in India step by step • The exact framework used to reach FIRE in India • Best asset allocation strategy for salaried individuals • How to build passive income streams without quitting your job • How to grow income and accelerate wealth creation • How to stay invested during market crashes and layoffs • How SIP investing compounds over the long term • Common money mistakes middle-class Indians should avoid 🎙️About The Guest: Amaresh is a financial freedom coach, wealth educator, and FIRE achiever who spent 25 years in top corporates, including Oracle, IBM, Kyndryl, and Azelio. last serving as Vice President. He is now the MD, CEO & Founder of AMANVI Services LLP, dedicated to financial literacy and wealth-building for everyday Indians. If you're wondering how to start your financial freedom journey, how to invest consistently, or how to build wealth even after starting late, this episode gives you practical answers. #Investing #InvestmentStrategy2026 #financiallyfree #financialindependence #retireearly #fire #podcast #financialfreedom #mutualfunds #stocks #investing #mutualfundsindia #mutualfunds