How to Build a Resilient Retirement Income Plan in Singapore | MoneyOwl Webinar

How long will your CPF, investments and cash savings last in retirement? In this retirement planning webinar, MoneyOwl explores how to build a retirement income plan that is sufficient, safe and flexible, with CPF LIFE as a foundation. Daphne Lye, Senior Lead, Solutions, Research & Investment, and Dennis Hoe, Product Lead, walk us through MoneyOwl’s Sufficiency, Safety and Flexibility (SSF) Retirement Framework and demonstrate our retirement income builder tool, with examples of two profiles and their retirement readiness. The retirement income builder brings together your CPF savings, cash savings and investments to help you see how your retirement income could look and how long your assets may last. In this webinar, you’ll learn: Why retirement planning is different from saving and investing for retirement How to think about turning your retirement savings into sustainable retirement income The key risks retirees face, including longevity risk How CPF LIFE can form the foundation of your retirement income How to use the retirement income builder tool to test your retirement income plan How to identify potential retirement income gaps How the SSF Retirement Framework can help you think about the trade-offs between sufficiency, safety and flexibility Why planning for your own retirement income is important before considering a bequest or legacy Whether you are planning for retirement or approaching retirement, this webinar provides a practical framework for thinking about your retirement income and long-term financial security. Try MoneyOwl’s retirement income builder here: https://www.moneyowl.com.sg/tools-cal... Timestamp: 1:05 About MoneyOwl 1:42 What Retirement Planning Really Means 3:12 3 Retirement Risks: Longevity, Inflation, Healthcare 4:47 3 Retirement Must Haves 6:06 Two-Layer Retirement Income Strategy 6:28 Why CPF LIFE Is Your Foundation 9:29 The Sufficiency, Safety, Flexibility (SSF) Framework 11:44 Introducing the retirement income builder tool 13:28 Why We Built This Tool 17:27 What Makes This Retirement Tool Different 18:56 New Features 21:47 Live Demo: Profile 1, Rachel (Age 35) 29:23 Understanding Your Projected CPF LIFE Payout  32:17 Investment Drawdown Using the 4% Rule 35:48 Retirement Drawdown Sequence Walkthrough 38:36 Live Demo: Profile 2, Mr Tan (Age 50) 46:22 Simulating Actions: Top Up CPF, Spend Less, Invest More 49:52 Optimising CPF at Retirement: Cash to RA and ERS 53:22 Choosing the Right CPF LIFE Plan 56:28 Should You Invest in Retirement 1:00:35 Voluntary Housing Refund vs Investing 1:01:52 CPF Special Account and BHS Limits 1:03:37 Planning Retirement as a Couple 1:04:43 Age Eligibility of the Tool 1:07:05 How Investment Returns Are Calculated 1:07:51 Switching Between CPF LIFE Plans 1:12:58 Classifying Insurance vs Investment 1:13:47 Topping Up CPF After Hitting ERS 1:16:08 Join our Telegram Community & get the Webinar Slides At MoneyOwl, our purpose is to enable better financial security for all throughout life’s journey. We do this by advocating change, catalysing individual action, and delivering holistic advice and knowledge at scale. Through our practical knowledge, tools and solutions, we hope to help you make better financial decisions and be your trusted guide through life’s money milestones. ________________________________________________________ Learn more about MoneyOwl: ▪ About us: https://www.moneyowl.com.sg/about-mon... ▪ Philosophies and E-Books: https://www.moneyowl.com.sg/e-books/ ▪ Philosophy on Retirement Planning: https://www.moneyowl.com.sg/owlretire/ ▪ Try our Retirement Income Builder: https://www.moneyowl.com.sg/tools-cal... Connect with MoneyOwl: ▪ Facebook:   / moneyowlsg   ▪ Instagram:   / moneyowlsg   ▪ LinkedIn:   / moneyowlsg   ▪ TikTok:   / moneyowlsg   ▪ Telegram: https://t.me/moneyowlchats #RetirementPlanning #RetirementIncome #CPFLIFE