The Medicare Roadmap: What To Know Before Turning 65

Turning 65 and trying to understand Medicare can feel overwhelming. There are different parts, enrollment timelines, coverage options, and important decisions that can impact your healthcare for years to come. In this video, Kendall Ballard from Ballard Insurance Group breaks down the Medicare roadmap, including what you need to know before turning 65, how Original Medicare works, your coverage options, and the biggest mistakes to avoid. In this video, you'll learn: • When you should start preparing for Medicare • Why education should begin around six months before turning 65 • How the Medicare Initial Enrollment Period works • The 3 months before, birthday month, and 3 months after timeline • What happens during Medicare Annual Enrollment Period • How Original Medicare works • What Medicare Part A covers • How Part A hospital coverage works • The Part A deductible and benefit periods • What Medicare Part B covers • The Part B premium and deductible • How Medicare's 20% coinsurance works • Why Original Medicare does not have an out-of-pocket maximum • Understanding Part B excess charges • Why coverage gaps exist with Original Medicare • The difference between Medicare Supplement and Medicare Advantage • How Medicare Supplements provide nationwide coverage • How Medicare Advantage plans use networks • Why prescriptions matter when choosing coverage • Why doctors and providers should be reviewed before choosing a plan • The biggest Medicare mistakes people make: Waiting too long to prepare Choosing based only on price Ignoring prescriptions Not understanding coverage options Not considering personal needs One of the biggest lessons is that Medicare is not one-size-fits-all. The right Medicare option depends on your individual situation, including your health, doctors, prescriptions, lifestyle, and priorities. Whether you are considering a Medicare Supplement or Medicare Advantage plan, taking the time to understand your options before making a decision can help you move forward with confidence. Preparation creates confidence. Learn more about Ballard Insurance Group: https://ballardins.com #Medicare #Turning65 #MedicareEducation #MedicarePlanning #MedicareAdvantage #MedicareSupplement #RetirementPlanning #BallardInsuranceGroup