GTA New Homes 2026: Buy Now or Wait for Lower Rates?

949 NEW HOMES SOLD IN THE GTA IN SEPTEMBER 2026. But if you’re ready to buy, does it make sense to keep waiting for lower mortgage rates? The latest numbers tell two different stories. The GTA recorded 820 new low-rise home sales and 129 high-rise sales in September, according to BILD and Altus Group. So where are buyers finding opportunities, and how do you know if a new build makes sense for your family? In this video, I share a Diwali memory that got me thinking about what a home means beyond the monthly payment. Then I break down where new homes are selling across the GTA, what Ontario’s HST relief could mean for eligible buyers, and how to compare pre-construction with resale. I also walk through a real example where the same builder’s model was priced at $1.725 million in one deal and $1.267 million in another. We’ll look at what to check before signing, including comparable sales, financing, and what could change before closing. Comment "NEW HOME" if you’re weighing a new build against resale or want help exploring your options in the GTA. Subscribe for weekly GTA real estate updates, new developments, and homebuying insights. --- If you’re considering a new build or pre-construction home in Ontario, let’s talk through your budget, preferred area, and closing timeline. 📍 Areas We Serve Brampton | Mississauga | Vaughan | Kleinburg | Milton | Kitchener-Waterloo | Whitby | Pickering | Oshawa | Oakville 📅 Book a 1-on-1 Consultation https://linktr.ee/dhesirealestate Connect With Us Instagram: @dhesirealestate Facebook: facebook.com/dhesirealestate TikTok: @dhesirealestate #GTANewHomes #GTARealEstate #OntarioRealEstate #PreConstructionOntario #NewConstructionHomes #OntarioHSTRebate #GTAHomeBuyers #TorontoRealEstate