Money in Your 20s vs. Your 30s: Why Everything Changes! |Episode 4

Hey Progressives! How does money change between your 20s and your 30s? In this episode I compare where I was then and where I am now across six pillars: earning, saving, investing, debt, insurance and succession. I share how I saved aggressively in my 20s, moved from fear into higher risk-higher returns investing and back the pursuit of balance, took my first SACCO loan, learned the hard way about lending to others, and why I now treat insurance and wills as non-negotiable. Building wealth takes intentionality and time, and wherever you are, it's not too late to start. And this is my progress over perfection! CHAPTERS 00:00 Introduction: money in your 20s vs 30s 02:24 Pillar 1: Earning 04:26 Pillar 2: Saving 07:06 Pillar 3: Investing 12:44 Pillar 4: Debt & debt instruments 19:44 Pillar 5: Protection & insurance 25:00 Pillar 6: Succession (wills & trusts) 27:36 Books & podcasts I recommend 32:06 Conclusion & appreciations BOOKS MENTIONED • Should I? & How Much? by Florence Bett • The Psychology of Money by Morgan Housel • The Art of Spending Money by Morgan Housel • Making Cents by Waceke Nduati • The Richest Man in Babylon by George Samuel Clason PODCASTS & PLATFORMS MENTIONED •    / @financially_incorrect   • Just Ivy Africa    / @kenyanwallstreet   • Susan Wanjiku (The Legacy Hub)    / @susan.wanjiku_   • Le risque Africa    / @lerisqueafrica   Follow Life In Progress on Instagram https://www.instagram.com/dorice_opon... This video is for education and personal storytelling only and is not financial advice. Please do your own due diligence or speak to a licensed adviser before making financial decisions. #PersonalFinance #MoneyMindset #LifeInProgress#Wealth