羊东：存钱发不了财，那普通人靠什么？Yang Dong: Saving Won't Make You Rich. What's the Real Path for Ordinary People?

羊东，知名投资人。发财靠命，但成事需要一种“乔布斯式”的清醒。作为中国第一批风险投资人，他曾亲历投行的高压与生理性应激，也曾见证无数精英错过时代风口。他直言，顶级投资人也会错过百倍增长的独角兽，因为判断一个创业者能否成事，不看风口，而看他能否清晰描绘出市场需求、竞争壁垒与商业闭环。他敏锐指出，许多人将财商狭隘化为存钱理财，却忽略了底层逻辑：真正的财富，源于开创事业并为社会解决问题。面对AI时代，他主张教育要做减法，不堆砌无用现象，不直给枯燥原理，而是将长期主义与诚信刻进孩子的骨血。他坚信，哪怕只是开一家靠谱的餐馆，只要找到契合市场的真实需求，就是值得为之奋斗的使命。第930位讲述者，羊东，知名投资人。 Yang Dong, a renowned investor. He believes that while getting rich often comes down to luck, getting things done requires a "Steve Jobs-like" clarity. As one of China's first-generation venture capitalists, he has experienced the high-pressure, physiological stress of investment banking and witnessed countless elites missing out on the era's biggest tailwinds. He frankly admits that even top-tier investors miss out on unicorns with 100x growth potential. When judging whether an entrepreneur will succeed, he doesn't look at market trends; he looks at whether they can clearly articulate market demand, competitive moats, and a closed-loop business model. He astutely points out that many people narrowly define financial literacy as saving and investing, ignoring the underlying logic: true wealth comes from creating ventures and solving real problems for society. In the AI era, he advocates for a "less is more" approach to education—avoiding the piling up of useless trivia or spoon-feeding dry theories, and instead engraving long-term thinking and integrity into children's bones. He firmly believes that even just running a reliable restaurant is a mission worth striving for, as long as it meets a genuine market need. Speaker #930: Yang Dong, renowned investor.