$1.2M IN DEBT! | Why This Couple Are DROWNING in Debt | Till Debt Do Us Part

Tracy and Dan have fought a long, emotional battle to become parents, enduring six miscarriages and spending over $80,000 on IVF. Now, with a beautiful daughter, Santa, they dream of a sibling—but at a staggering cost of $100,000 for another surrogate. With maxed-out credit lines, two mortgages, and a monthly overspend of $2,500, they are on a fast track to $1.2 million in debt. Watch as financial expert Gail Vaz-Oxlade steps in to see if they can truly afford to have it all, or if their dreams of a second child will lead to total financial ruin.