Repo Rate Hiked After 3.5 Years | What Will Happen to EMI & Loans? | Drishti IAS

IAS GS फाउंडेशन कोर्स की अधिक जानकारी या काउंसलिंग के लिए लिंक पर क्लिक करें – https://drishti.xyz/upsc-yt-ias-hindi GS Foundation: https://drishti.xyz/gs-foundation-yt-... IAS Mains Courses: https://drishti.xyz/ias-mains-yt-ias-... IAS Prelims: https://drishti.xyz/ias-prelims-yt-ia... IAS Optional Courses: https://drishti.xyz/optional-yt-ias-h... NCERT Courses: https://drishti.xyz/dla-ncert-yt-ias-... ************************************************************************* RBI Repo Rate Hike Explained | RBI MPC Meeting October 2026 The Reserve Bank of India (RBI) has raised the repo rate by 25 basis points to 5.50%, marking the first rate hike after nearly three-and-a-half years. The RBI’s Monetary Policy Committee (MPC) has also shifted its policy stance from ‘neutral’ to ‘calibrated tightening’, indicating that rate cuts may not be on the table in the near term. In this video, we explain the key takeaways from the RBI MPC Meeting October 2026, including the reasons behind the repo rate hike and its possible impact on the Indian economy. In this video, you will learn: What is the Repo Rate? Why did the RBI increase the Repo Rate to 5.5%? What is the RBI MPC? Why has the policy stance changed to ‘calibrated tightening’? What does the rate hike mean for home loans and EMIs? How can the decision affect inflation? What could be the impact on economic growth and borrowing costs? RBI’s latest GDP growth projection of 7.1% RBI’s CPI inflation projection of 5.2% How the West Asia conflict and crude oil prices influenced the RBI’s decision The repo rate is a key monetary policy tool used by the RBI to influence inflation, borrowing costs, liquidity and economic activity. Understanding such monetary policy decisions is important for UPSC, State PCS and other competitive examinations. ************************************************************************* महत्त्वपूर्ण प्लेलिस्ट: 1. Drishtikon By Dr. Vikas Divyakirti: https://drishti.xyz/Drishtikon-by-Dr-... 2. Videos by Dr. Vikas Divyakriti: https://drishti.xyz/Videos-DrVikasDiv... 3. Concept Talk- By Dr. Vikas Divyakirti: https://drishti.xyz/Concepttalk-DrVik... 4. NCERT Foundation Series: https://drishti.xyz/NCERT-Foundation-... 5. How to Prepare Optional: https://drishti.xyz/How-to-Prepare-Op... 6. Optional Subject Demo Classes: https://drishti.xyz/Optional-Subject-... 7. Daily Current News: https://drishti.xyz/Daily-Current-News 8. Simplified Videos: https://drishti.xyz/Simplified 9. Drishti IAS Special: https://drishti.xyz/Drishti-IAS-Special 10. Duniya Is Hafte: https://drishti.xyz/Duniya-Is-Hafte-DIH 11. Topper’s Success Stories: https://drishti.xyz/Toppers-Success-S... 12. UPSC Prelims PYQ Analysis: https://drishti.xyz/UPSC-Prelims-PYQ-... 13. UPSC Mock Interview 2024: https://drishti.xyz/UPSC-2024-Mock-In... 14. IAS Toppers Talk 2024: https://drishti.xyz/Toppers-Talk-2024 15. IAS Toppers’ Seminar: https://drishti.xyz/IAS-Toppers-Seminar 16. IAS Toppers’ Strategy: https://drishti.xyz/IAS-Toppers-Strategy ************************************************************************* हमारे प्रमुख कोर्सेज़: 1. GS Foundation Courses: https://drishti.xyz/GS-foundation-Onl... 2. GS Studio Foundation Course (Hindi): https://drishti.xyz/GS-Studio-Foundat... 3. GS Studio Foundation Course (Hinglish): https://drishti.xyz/gs-studio-foundat... 4. GS Studio Foundation Course (English): https://drishti.xyz/GS-Studio-Foundat... 5. NCERT Online Courses: https://drishti.xyz/NCERT-Online-Courses 6. UPSC Optional Subjects Online Courses: https://drishti.xyz/UPSC-Optional-Sub... 7. IAS Prelims 2026 Online Courses: https://drishti.xyz/IAS-Prelims-2026-... ************************************************************************* Drishti Publications  Drishti Store: https://drishti.xyz/Drishti-Store-yt Amazon: https://drishti.xyz/drishti-publicati... Flipkart: https://drishti.xyz/drishti-publicati... ************************************************************************* Download Drishti Learning App Now: iOS: https://drishti.xyz/DLA-IOS Android: https://drishti.xyz/DLA-Android Windows: https://drishti.xyz/DLA-Windows ************************************************************************* Follow Us on Social Media: https://drishti.xyz/SocialMedia-YT #RBI #RepoRate #RBIMPC #RBIMPCMeeting #RepoRateHike #RBIRepoRate #IndianEconomy #Inflation #EMI #HomeLoan #InterestRates #MonetaryPolicy #RBI2026 #EconomyForUPSC #UPSC #UPSC2027 #UPSCPreparation #CurrentAffairs #EconomyCurrentAffairs #UPSCPreparation | #CivilServicesExam | #IASPreparation | #UPSC2026 | #UPSC | #UPSCMotivation | #CurrentAffairs | #upscmains #drishtionlinecourse