5 Top Jugaads: UPI Tax & How Entire Country Talking About Workarounds| Sanket Upadhyay

15 October se UPI par 0.4% MDR! Pura desh already 5 bade JUGAAD laga raha hai. UPI ne India ko cashless banaya. Ab ₹2000 se upar ke merchant payments par 0.4% charge aa raha hai (₹3000 par ₹12, ₹50,000 par ₹200, ₹75,000+ par ₹300 cap). Customers se nahi katna chahiye, lekin dukandaar extra nahi dena chahte. Is video mein main ground se suni gayi 5 sabse chalti-phirti jugaads bata raha hoon jo Delhi se lekar poore desh mein fail rahi hain: 1. Personal number/QR scan karwao — P2M ko P2P bana do (abhi free hai). 2. Bill split karo — ₹2000 se kam ke multiple scans. 3. Price mein hi fee jod do — customer ko pata bhi na chale. 4. Wapas IMPS, NEFT, net banking ya cheque pe jao. 5. Seedha cash le lo — aadha-aadha ya poora. Sarkar daily monitoring karne wali hai. Banks ko charge customer pe daalne se mana kiya gaya hai. Phir bhi log cash aur purane tareeke apna rahe hain. Kya yeh Digital India ke sapne ko peeche dhakel dega? Yeh jugaad kitne din chalenge? Aapne apne area mein kaunsa jugaad dekha? Comment mein likho. Apna wala bhi share karo — next video mein le aayenge. Agar aapko noise nahi, sirf ground reality aur double-check chahiye to subscribe karo aur bell icon on karo. #UPI #UPIMDR #Jugaad #DigitalIndia #CashlessIndia #NPCI #UPICharge #MerchantDiscountRate #FinTechIndia #SanketUpadhyay #DoubleCheck #IsharoIsharoMein