Ramp founder Eric Glyman on the many ways AI is changing corporate spending

Eric Glyman is the cofounder and CEO of Ramp, the finance automation platform that now powers over 2% of all corporate spend in the US. He sits down with John and co-host Alex Rampell to discuss how Ramp scaled to over $1 billion in revenue in just seven years, and why the future of fintech is "selling time, not money." They cover the "SaaS apocalypse" (and why lines of code are becoming a liability), how Ramp uses AI agents to review 100,000 expenses a day with 99% accuracy, and why their internal data suggests the US economy is much stronger than the Census Bureau reports. Full transcript on Substack: https://open.substack.com/pub/cheekyp... Subscribe to Cheeky Pint Spotify: https://open.spotify.com/show/2IHbGJJ... Apple Podcasts: https://podcasts.apple.com/us/podcast... Substack: https://cheekypint.substack.com/ Key moments: 00:00:21 Ramp business today 00:04:27 The correct expense policy 00:11:07 Bill Pay 00:16:52 AI and software 00:32:23 Stablecoin-backed cards 00:33:06 Ramp data 00:36:25 How to cut your expenses 00:41:13 Ramp strategy 00:57:08 Capital One 01:06:34 Treasury