₹15,000 पगारात 1 कोटीचं स्वप्न! शक्य आहे का? Sanket Awate
Marathi Sanket (Sanket Awate)
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₹15,000 पगारात 1 कोटीचं स्वप्न! शक्य आहे का? Sanket Awate
29 260 просмотров · 1 день назад
Marathi Sanket (Sanket Awate)
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29 260 просмотров · 1 день назад
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₹15,000 Salary, ₹6 Lakh Debt & Zero Savings… Can He Build ₹1 Crore?
What happens when you are just 23 years old, earning ₹15,000 per month, carrying around ₹6 lakh of debt, and have almost zero savings?
This video follows a real financial planning case where a young man is struggling with debt, early marriage, an unstable editing job, family responsibilities and ambitious financial goals.
His current situation includes:
₹15,000 monthly salary
Additional freelance income
Around ₹6 lakh total debt
Almost zero savings
Family monthly expenses
Insurance and financial commitments
Responsibility towards parents
Future children's education goals
A dream of starting a business
A goal of building a ₹1 crore+ retirement corpus
In this episode, we break down his complete financial situation and discuss how he can move from debt and zero savings toward financial stability and long-term wealth creation.
What You'll Learn in This Video:
How to manage finances with a ₹15,000 salary
How to deal with ₹6 lakh debt
Why having zero emergency savings is risky
How to build an emergency fund
Health Insurance vs Term Insurance
How to review unnecessary financial products
How FD and Bonds can be used for emergency savings
How SIP can help build long-term wealth
What is a Step-Up SIP?
How to plan for children's education
How to plan for parents' future
How to build a retirement corpus
Why starting a business without financial stability can be risky
How increasing your income can change your financial future
How a ₹15,000 salary can potentially become the starting point of a much bigger financial journey
The goal is not to become rich overnight. The goal is to build income, control expenses, eliminate debt, create an emergency fund and invest consistently.
Watch the complete video to understand the complete financial roadmap.
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⚠️ Disclaimer: This video is for educational and illustrative purposes only. The financial examples discussed are based on the specific case presented in the video and should not be considered personalized financial advice. Always evaluate your own financial situation and risk profile before making any investment decision.
personal finance marathi, financial planning marathi, 15000 salary, 6 lakh debt, SIP marathi, investment marathi, retirement planning, mutual funds marathi, money management, 1 crore corpus
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