Is Your Rent About to Go Up? The Amendment 3 Reality Check

Amendment 3 could cut property taxes for Florida homeowners. But almost half the homes in Miami-Dade are rented. So what happens to renters? We follow Sofía, who rents a townhouse in Miami-Dade, and find the property taxes hiding inside her rent. Then we look at the two forces Amendment 3 puts on her landlord's bill, who has to cover the roughly $12 billion a year local governments would lose, and the real math behind the four comments we got the most: the county "surplus," losing your home over taxes, long-time owners and Save Our Homes, and what happens if it fails. Are you voting yes or no on Amendment 3, and do you rent or own? Tell me in the comments, and subscribe to House Math for the real numbers behind housing in Florida. SOURCES: Florida Senate — CS/HJR 1-F: https://www.flsenate.gov/Session/Bill... Florida Association of Counties — Property Tax Reform Summary (HJR 1F & SB 4F): https://www.fl-counties.com/wp-conten... Florida Housing Coalition rent analysis (via Tampa Bay 28): https://www.tampabay28.com/news/state... Mason-Dixon poll (via RISMedia): https://www.rismedia.com/2026/10/14/e... Florida Policy Institute $12B estimate (via WLRN): https://www.wlrn.org/government-polit... DeSantis and local governments (CBS12): https://cbs12.com/news/local/florida-... CFO audit findings (The Floridian): https://floridianpress.com/2025/10/in... State budget & reserves (Fox 35): https://www.fox35orlando.com/news/gov... Delinquent taxes & tax certificates (Hillsborough Tax Collector): https://www.hillstaxfl.gov/taxes/real... Homestead tax deferral (Palm Beach Tax Collector): https://www.pbctax.gov/taxes/property... 2018 Amendment 1 result (Central Florida Public Media): https://www.cfpublic.org/2018-11-06/a... Miami-Dade housing data (U.S. Census QuickFacts): https://www.census.gov/quickfacts/fac... 2026 proposed millage rates (Miami-Dade Property Appraiser): https://www.miamidadepa.gov/resources... DISCLAIMER: Education only. Not financial, legal or tax advice, and not a recommendation on how to vote. Sofía and her landlord are illustrative examples, not real people. Tax figures use 2026 proposed rates for unincorporated Miami-Dade; rent impacts are estimates from published analyses and depend on local decisions and market conditions. Comments shown are real viewer comments with usernames hidden. #amendment3 #floridapropertytax #renters #miamirealestate #floridarealestate #propertytax #HouseMath