The Real Cost of Full-Time RV Living Revealed (It's Not What You Think)

Is living in an RV cheaper than renting now? Here's the full-time RV living cost per month most RV videos skip, next to rent, and the home loan that could beat it in more towns than you think. I react to three RV creators and add up just the housing part: the spot, hookups, insurance, the payment, and the value it loses. Then the honest verdict, and why a USDA home loan may be the better door for families who fit. Are you ready to buy? Take the P.E.A.C.E. Test and find out: https://docs.google.com/forms/d/e/1FA... Want someone in your corner before you decide? Book a free, no-pressure 15-minute call with me. We just talk about your situation and your numbers. No sales pitch: https://calendly.com/lend2usa/15min?a... Watch the hotel video that started this series:    • Is Living in a Hotel Cheaper Than Renting ...   00:00 Is living in an RV cheaper than renting 00:34 One RV family's $6,516 month 01:13 RV lot rent, hookups, and insurance 02:15 $8,000 camper vs $20,000 rent 03:02 Full RV housing bill and depreciation 04:22 When the camper breaks down 04:52 Can you get a mortgage on an RV 05:27 Verdict: is RV living cheaper than rent 05:56 USDA home loan: the better door 06:22 USDA map: rural is bigger than you think 06:48 Who a USDA loan is for 07:21 USDA fees and an example payment 08:15 RV vs home: value lost vs equity 08:39 RV owners: first-time buyer again 09:40 Free P.E.A.C.E. Test and 15-minute call Sources (as of November 2026): US median rent: $1,487 a month in 2024, now $1,557 in 2025 (plus or minus $4). Census, ACS table B25064. https://data.census.gov/table/ACSDT1Y... https://data.census.gov/table/ACSDT1Y... RV costs: what owners report, not a national average. USDA fees, Oct 2026 to Sep 2027: 1% up front (can be financed), 0.35% a year. https://content.govdelivery.com/accou... USDA eligibility map: https://eligibility.sc.egov.usda.gov Example only. Your numbers will be different. $180,000 price, $0 down, $181,800 loan (1% fee financed), 30-year fixed, 360 monthly payments, 7.25% example rate, 7.95% APR: about $1,293 a month for principal, interest, and the USDA annual fee, before taxes and insurance, which raise the payment. Not a rate quote or an offer to lend. Clips: @theeternalroadtrip, @roampretty, @travelreimagined_ Subscribe for more:    / @lend2usa   Join this channel to get access to perks:    / @lend2usa   Buying a house? Let's discuss your options: https://tr.ee/xx7LcYGpoM Get Pre-Approved With My Team: https://tr.ee/APPLY Application checklist: https://tr.ee/XT5oCbCsrr Gear Used: Video Desk: https://amzn.to/3YNP3Wn Camera: https://amzn.to/3EF02ea Camera Lens: https://amzn.to/3YOoAbm Teleprompter: https://amzn.to/3ZqoR4E Microphone: https://amzn.to/4cTIR5f Lights: https://amzn.to/3Gx1AaH Mouse: https://amzn.to/49tZvs1 StreamDeck: https://amzn.to/4sOw7Et DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide, I may receive a small commission. There is no additional charge to you! Thank you for supporting me, which enables me to continue providing you with free content each week. COPYRIGHT NOTICE: This video and my YouTube channel contain dialog, music, and images that are property of "Lend2USA." You are authorized to share the video link and channel and embed this video on your website or others as long as a link back to my YouTube Channel is provided. @Lend2USA DISCLAIMER Robert Lewis is a Federal Mortgage Loan Originator (NMLS 180100) Lending in all 50 states with an Equal Housing Lender, Novus Home Mortgage, a division of Ixonia Bank. (NMLS 423065). Separately, Robert owns Lend2USA, an education company. Lend2USA is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational purposes. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. It is not guaranteed to provide accurate results or imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Novus Home Mortgage, a division of Ixonia Bank. is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency. Novus Home Mortgage, a division of Ixonia Bank, is an Equal Housing Lender 20225 Water Tower Blvd. Suite 400 Brookfield, WI 53045 Toll-free (844) 337-2548 | NMLS 423065 (www.nmlsconsumeraccess.org) #RentVsBuy #FirstTimeHomeBuyer #Homeownership