New vs Old House: Which Makes More Money? (NZ)

Start your path to financial freedom with a detailed financial plan for $0: https://bit.ly/4yaNPUz Create your own Opes+ account for free: https://plus.opespartners.co.nz/ New build vs existing property is one of the most argued debates in NZ property investing. Most people arguing about it have never actually run the numbers. In this video, Ed settles it - seven rounds, two real $700,000 NZ properties, one winner: ● Why existing NZ property wins on land size and renovation potential ● Why NZ new builds need a 20% deposit vs 30% for existing, and what that means for your portfolio growth ● Why NZ new builds are exempt from debt-to-income ratio rules that cap existing property investors ● Why the capital growth data shows almost no meaningful difference between new and existing NZ property ● And why the lower deposit on a NZ new build can deliver a 5x return vs 3.3x on the same dollar gain Ed invests in new builds and his company helps people buy them. He's trying to be fair anyway, and he wants you to call him out if he isn't. 00:00 Intro 00:50 Round 1: Price 02:18 Round 2: Money to get started 04:10 Round 3: Value add 05:43 Round 4: Surprise maintenance 08:23 Round 5: Getting the loan 10:57 Round 6: rental return 15:08 Round 7: Capital growth 16:48 And the winner is... https://www.opespartners.co.nz/   / opes_partners   Opes Partners Comment Deletion Policy At Opes Partners, we encourage open discussion and respectful debate. If you disagree with us or our content, that’s totally fine – we won’t delete your comment. However, if your comment is mean-spirited, personal attacks, or targets our presenters, we will remove it. Our goal is to maintain a safe, supportive environment for everyone in our community. Let’s keep it respectful, constructive, and focused on growth.