Tampa Sellers Are Giving Away $10,000 and Buyers Are Asking For It

In Hillsborough County, FL, which includes Tampa, 48% of homeowners who sold a house this year paid a seller concession. Here's why buyers ask for help with closing costs instead of a lower price. When a buyer asks you for $10,000 toward their closing costs, it can feel personal. It isn't. In this video, I walk through one example: a $10,000 concession leaves the buyer about $8,700 less to bring to closing than a $10,000 price cut. I also cover the 2-1 rate buydown, what it means for your side of the deal, and your 4 options when the request comes in. 📄 Full breakdown by price range and loan type: https://www.randysellstampa.com/what-... 📧 Email me your neighborhood and I'll show you what sellers there actually gave: Hello@RandySellsTampa.com Subscribe for more Tampa Bay real estate videos for homeowners. Chapters 0:00 Why buyers ask for $10,000 0:38 Why so many buyers are asking 1:05 What a seller concession is 1:38 Is this normal? 2:32 Concession vs. price cut: the buyer's side 4:16 The 2-1 buydown 5:08 Your side of the deal 6:06 Your 4 options 7:16 Wrap-up Source: My analysis of Stellar MLS data, Hillsborough County, owner-occupied resale single-family homes, closed Jan. 1 to Sept. 30, 2026. Counts concessions paid, not requests. The $440,000 scenario is an example only, with buyer closing costs estimated at 3% and a 7.25% rate for the buydown. This isn't legal, tax or lending advice. Randy Ahmad, Broker Associate | Florida Executive Realty 📞 813-750-4740 ✉ Hello@RandySellsTampa.com 🌐 www.RandySellsTampa.com