CEO of Midland Bank AMC on Dividend Myths, NAV Realities & Growth | FYI - For Your Investment | Ep 5

Mr. Mohammad Samir Uddin, CFA, CEO of Midland Bank Asset Management Limited, joins us for the fifth episode of the #FYI series to break down the mechanics of mutual fund selection, portfolio construction, and regulatory shifts in Bangladesh. We explore why mandatory dividends can drag down long-term compounding, the myth around lower NAVs, how bank-backed AMCs compare to standalone asset managers, and timeless investment advice for young investors looking to build real wealth. Chapters 00:00 Introduction 01:05 Meet Mohammad Samir Uddin, CFA 06:04 Constructing a growth portfolio after launch 08:22 Investment philosophy: Governance, margin of safety & high liquidity 17:51 Why mandatory dividends hurt investor returns & compounding 23:05 Why a lower NAV doesn't mean a fund is cheaper 25:41 3 key things to check before investing in a mutual fund 28:15 Bank-backed AMCs: Advantage or disadvantage? 31:22 How mutual fund management fees and AUM work 35:20 How platforms like Bini add value 39:23 Essential advice for young and first-time investors #FYI #ForYourInvestment #Bini #MutualFunds #InvestingInBangladesh #Finance