DO GIG WORKERS GET PF & ESI? | Is Group Medical Mandatory or Optional? | New Wage Codes – Part 2

In this video, we continue our practical series on the New Wage Codes and move to Part 2 — covering the Code on Social Security, 2020. Rather than simply repeating the provisions already discussed, this video focuses on some of the most important and commonly misunderstood practical questions relating to social security and employment benefits. 🔹 DO GIG WORKERS GET PF & ESI? Uber/Ola drivers, delivery partners and other platform workers are increasingly becoming an important part of the workforce. But does being recognised as a Gig Worker or Platform Worker automatically mean that they are entitled to PF, ESI and Gratuity? We will understand the actual framework under the Code on Social Security and how notified social-security schemes and aggregator contributions work. 🔹 IS GROUP MEDICAL INSURANCE MANDATORY OR OPTIONAL FOR EMPLOYERS? Many companies provide Group Medical Insurance to their employees. But is corporate Group Mediclaim a statutory requirement under the Labour Codes, or is it generally an employee benefit provided by the employer? We will clearly distinguish statutory ESI from employer-provided Group Medical Insurance and understand what the law actually requires. 🔹 WHAT ELSE DOES THE SOCIAL SECURITY CODE COVER? We also discuss the broader framework covering: • PF / EPF • ESI • Gratuity • Maternity Benefit • Employee's Compensation • Gig Workers • Platform Workers • Unorganised Workers • Social Security Schemes • Aggregator contribution framework PF, ESI and Gratuity have already been covered in separate detailed videos on this channel. Therefore, this presentation focuses on their place within the Social Security Code and gives greater attention to the areas that require separate practical understanding. 📌 OUR APPROACH Question → Law → Example → Result The objective is not just to memorise Labour Code provisions, but to understand how they apply in real-world employment and compliance situations. This video is useful for: ✔ Chartered Accountants ✔ Finance Professionals ✔ HR Professionals ✔ Payroll Teams ✔ Employers ✔ Business Owners ✔ Labour-law professionals ✔ Employees ✔ CA Students and other professional students 📚 TOPICS COVERED 00:00 Introduction 00:00 Code on Social Security, 2020 00:00 Gig Workers & Platform Workers 00:00 Do Gig Workers Get PF & ESI? 00:00 Uber / Ola Drivers and Platform Workers 00:00 Aggregator Contribution 00:00 Group Medical Insurance vs ESI 00:00 Is Group Mediclaim Mandatory or Optional? 00:00 Maternity Benefit 00:00 Employee's Compensation 00:00 Wider Social Security Framework 00:00 Practical Compliance Perspective 00:00 Key Takeaways 📌 IMPORTANT Labour-law applicability depends on the establishment, employee/worker classification, appropriate Government, applicable Rules, notifications, State laws, industry and the facts of each case. This video is for educational and awareness purposes only. Statutory provisions, thresholds and notifications should be verified as on the relevant date before taking any legal or compliance decision. If you find this video useful: 👍 Like 💬 Comment your questions ↗️ Share with your colleagues 🔔 Subscribe to CA Gangadhar Reddy B For practical videos on Tax, Accounting, GST, Labour Laws, Finance, Career and Professional Insights, stay connected with the channel. CA GANGADHAR REDDY B Learn • Apply • Grow