Are You Taking TOO Much Risk With Your Investments? Or Not Enough?

Are you taking too much risk with your investments—or not enough? When most people think about investment risk, they think about losing money. But risk can take many forms, including the risk of not taking enough risk to keep pace with inflation and achieve your long-term financial goals. In this video, Jakob Brost, CFP®, RICP®, MS, Advisor and Charlotte Branch Manager at John G. Ullman & Associates, explores what it really means to take the “right” amount of investment risk. He discusses the difference between risk tolerance and risk capacity, how your time horizon and financial goals should influence your portfolio, and why diversification can play an important role in managing risk. Jakob also looks at how your own behavior during market volatility can reveal whether your current portfolio is aligned with your ability—and willingness—to stay invested through uncertainty. In this video, you’ll learn: • Why investment risk isn't simply the risk of losing money • The potential risks of being too conservative with your investments • How risk tolerance differs from risk capacity • Why diversification matters when managing portfolio risk • How your reaction to market volatility can provide valuable insight • Why the goal isn't to eliminate risk, but to align it with your financial goals The right investment strategy isn't about predicting what the market will do next. It's about intentionally managing risk and building a portfolio you can stick with over the long term. Interested in taking a closer look at your investment strategy? Schedule a no-obligation consultation with a member of the JGUA team: https://jgua.com/schedule-your-consul... Follow John G. Ullman & Associates: LinkedIn:   / john-g-ullman-associates-inc-   Facebook:   / jguahq   If you found this video helpful, be sure to subscribe to the JGUA YouTube channel for more insights on investing, retirement planning, wealth management and other financial topics. And don't forget to like this video and share it with someone who may find it helpful.