How Much Money Do You Really Need to Stop Working?

How much money do you really need to retire in India? ₹1 crore, ₹2 crore, or even ₹10 crore? After spending over 20 years in corporate banking, he left the city behind to build a peaceful life surrounded by nature in his hometown in Kerala. But his journey to financial freedom wasn't easy. In the 1990s, his stockbroking business collapsed, leaving him with ₹65 lakh in debt. He started his career all over again with a ₹14,000 monthly salary, repaid his debts, rebuilt his finances, and eventually decided to leave corporate life behind. Today, at 60, he lives in a traditional Kerala home surrounded by greenery, farmland, and paddy fields. His monthly living expenses are approximately ₹50,000, supported largely by income from his farm and farmstay. His story raises an important question: Are we working towards financial freedom, or are we constantly moving the goalpost? Watch his journey from financial struggles to building a peaceful life on his own terms. Timestamps - 00:00 – Intro 00:43 – How His Stock Market Journey Started 01:59 – Starting Again and Repaying His Debt 02:42 – Finding His Dream Property in Nature 03:04 – How He Financially Planned His Retirement 04:18 – Turning His Dream Home Into a Farmstay 04:34 – Living on ₹50,000 a Month 04:54 – His Three Sources of Income 05:34 – What Financial Freedom Means to Him Subscribe to Wint Wealth for more real stories about money, investing, retirement planning, and building a life beyond work.