How Much Do You Need to Retire?

Is $1 million enough to retire? For a lot of people, it's the wrong question. This video shows you how to work out how much you need to retire, using what you spend, what Social Security will pay you, and the study behind the famous 4 percent rule. And if your savings come up short, it walks through the three options that make the biggest difference. Talk with us about your retirement: https://sharedprosperitygroup.com/ Chapters: 0:00 Why this question matters 0:21 Why round numbers don't work 0:57 Your gap: spending minus retirement income 1:50 The study behind the 4 percent rule 3:33 Retiring in 1966 4:34 Working out how much you need to retire 6:22 Three options if you come up short 8:18 Real life has more moving parts Shared Prosperity Group, LLC, is a registered investment adviser. For education and illustration, not personalized advice. Figures as of 2026.