Mortgage Expert Explains Why Home Prices Won’t Crash

The housing market isn’t crashing—but the real problem may be even harder to solve: there simply aren’t enough homes. 🎙️ Have a real estate story worth sharing? Be our next guest → https://calendly.com/Nimergood/45-min... 🎧 Listen on your favorite podcast platform → https://linktr.ee/realestaterockstars... 📁 Explore Real Estate Rock Stars on YouTube →    / @ngoodco   ──────────────────────────────── INSIDE THIS EPISODE Dallas mortgage leader Ryan Schmid joins host Justin Nimergood to explain how limited housing inventory is affecting home prices, buyers, and the future of mortgage lending. With more than 750 families helped and over $250 million in originated volume, Ryan shares his perspective on: • Why waiting for home prices to return to pre-pandemic levels may not work • The housing shortage keeping prices elevated • How changes involving Fannie Mae and Freddie Mac could affect lending • The overlooked challenges facing self-employed borrowers • Why buyer education matters more than simply getting pre-approved • The daily discipline behind a successful mortgage career ──────────────────────────────── 🔗 CONNECT WITH RYAN SCHMID Official Website → https://ryanschmidmortgage.com/ Neighborhood Loans Profile → https://neighborhoodloans.com/ryan-sc... Instagram →   / neighborhoodloanstx   LinkedIn →   / neighborhood-loans   Zillow Reviews → https://www.zillow.com/lender-profile... 🎤 HOSTED BY JUSTIN NIMERGOOD Official Real Estate Website → https://www.nimergoodrealestate.com/ NewtoMedia Website → https://lp.newtomedia.com/justin-nime... Subscribe on YouTube →    / @ngoodco   Real Estate and Social Media → https://linktr.ee/nimergoodrealestate Schedule a Meeting → https://calendly.com/Nimergood Business Inquiries → justin@ngoodco.com ──────────────────────────────── ⏱️ CHAPTERS 0:00 – Welcome to Real Estate Rock Stars 0:33 – Meet Ryan Schmid 3:20 – Ryan’s unexpected path into mortgage lending 5:02 – The real problem facing the housing market 7:20 – The future of real estate lending 8:58 – Why self-employed borrowers face more challenges 11:58 – The daily routine behind Ryan’s success 14:46 – Why homebuyer education matters 17:04 – Ryan’s vision for his future and legacy 19:15 – The three things Ryan would preserve 20:37 – What defines a real estate rock star? 22:02 – How to connect with Ryan ──────────────────────────────── 💬 WHAT DO YOU THINK? What is the biggest challenge facing today’s housing market: limited inventory, affordability, or mortgage rates? Share your answer in the comments. Subscribe to Real Estate Rock Stars for honest conversations with the professionals shaping the real estate industry. ──────────────────────────────── DISCLAIMER This episode is provided for educational and informational purposes only. It does not constitute financial, mortgage, legal, or investment advice. Market conditions and lending guidelines may change. #RealEstateRockStars #RealEstatePodcast #HousingMarket