1 Crore😳My 5yrs Savings as Software Engineer🔴 How much I saved in 5yrs?
Curious Freaks
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1 Crore😳My 5yrs Savings as Software Engineer🔴 How much I saved in 5yrs?
147 948 просмотров · 2 недели назад
Curious Freaks
483 тыс. подписчиков
147 948 просмотров · 2 недели назад
Check the Link - https://rebrand.ly/Sept/CuriousFreaks/YT
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Timestamps:
0:00 Intro – 5 years of savings as a software engineer
0:31 Year 1 (2021–22): First salary Investments
01:53 Stock trading & first lesson
2:44 Why term insurance is non-negotiable
4:35 Year 2 (2022–23): Learning to invest from YouTube & books
5:42 Year 1 recap + starting bonds on Wint Wealth
6:40 Job switch – income jumps 3–4x
7:20 Starting ESPP (company stock)
7:34 Year 3 (2023–24): Deciding to buy a house & the 20% down payment rule
8:56 Exiting stocks & bonds to fund the home purchase
10:41 Home advance & registration (Sept–Oct 2024)
10:55 Year 4 (2024–25): Pausing investments to prepay the home loan
11:58 Lesson: Never depend on one income source
12:40 FIRE, financial freedom & what I learned
13:07 Year 5 (2025–26): ESPP, loan prepayment & no luxury spends
13:49 Moving into an old house without renovating
14:31 Why I still don't own a car
15:00 Hitting my first crore while working a job
15:24 Setting a yearly financial goal
15:52 My portfolio today
16:18 Final thoughts
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