Why Your RRSP Is Losing to a $500K Rental House

Rick Hoogendoorn and Ralph Case ran the real math: a $500K rental house paid off by tenants beats a $100K RRSP after 30 years. In this episode they break down the real estate RSP strategy from their newest book, One More House. Rick Hoogendoorn and Ralph Case, are the co-authors of "One More House" and they recently joined Cameron Manning to break down the "real estate RSP" concept: using one rental property instead of a registered retirement plan to build long-term wealth. They cover leverage, inflation, joint venture structuring, and why a down market is the best time to buy, not the worst. 👀 Watch the full IPG Meeting Here: https://www.youtube.com/live/wP0-TDcU... 📞 Book a 15 Min Call with Cameron: https://calendly.com/cameronmanning/y... ➡️ Subscribe to the Podcast:    / @manninguponrealestate   ====================== Subscribe & Listen To The Manning Up On Real Estate Podcast Here: 📱 🎙️ Spotify: https://tinyurl.com/Manningupre 🎙️ Apple: https://podcasts.apple.com/ca/podcast... 🎙️ YouTube Music:    • Manning Up On Real Estate   ===================== Equipment I Use In My Set Up: Elgato Stream Deck +: https://amzn.to/4izpYGe Elgato Wave Mic Arm: https://amzn.to/43AwZSP Elgato XLR Dock: https://amzn.to/4bFlHyJ LG Ultrawide Monitor: https://amzn.to/3QZZFgA BenQ ScreenBar Halo: https://amzn.to/3FkRBVm Govee Light Bars: https://amzn.to/3FgzShT My tools and gear: amazon.ca/shop/cameronemanning ====================== Connect with me! IG→  / cameronemanning   TikTok→  / cameronemanning   Main Channel →    / @cameronmanning   ====================== Timestamps: 00:00 Meet Rick Hoogendoorn and Ralph Case, co-authors of One More House 00:57 The vision behind One More House 02:00 Ralph's childhood story: how one house saved his family 03:00 Rick's lawn mowing story and getting into real estate 04:29 Money as a battery: 95% of the Canadian dollar's value, gone 06:19 Why real estate really goes up (it's not the house) 07:19 The Real Estate RSP explained 08:00 RRSP vs Real Estate RSP: the full math breakdown 10:15 Why the current market dip is a buying opportunity 13:13 Why we panic when real estate goes on sale 16:40 Leverage: the difference real estate has over an RRSP 18:41 Building a portfolio without over-leveraging 21:51 A joint venture partner's real story: mortgage-free and traveling 26:10 Should you wait for interest rates to drop? 30:20 Is it too risky to keep investing at 65? 32:15 How to mitigate investment risk 34:00 The biggest fear new investors have: dealing with tenants 37:33 Property management: hire it out or do it yourself 39:36 Real estate vs precious metals 44:00 How to joint venture with no capital 49:21 Rick's strategy: find partners before you find the deal 51:49 The first action to take after this episode ====================== Cameron Manning is a REALTOR with the Kelly Fry Team at Keller Williams Bold Realty. Cameron Manning Personal Real Estate Corporation.