NPA Explained in Banking Awareness | IBPS PO, SBI PO & Clerk 2026 Preparation

Master the concept of Non-Performing Assets (NPA) for your upcoming IBPS PO, SBI PO, IBPS Clerk, and SBI Clerk 2026 exams! In this comprehensive Banking Awareness lecture, we break down everything you need to know about NPAs, from the fundamental definitions to the exact asset classification norms tested in preliminary, mains, and interview rounds. 📌 What You Will Learn in This Video: What is an NPA? – 90-day overdue rule and core banking definitions Asset Classification: Standard Assets (Regular & Stressed / SMA 0, 1, 2) Sub-Standard Assets Doubtful Assets (D1, D2, D3) Loss Assets Key Causes of NPAs – Willful default, economic cycles, and credit appraisal gaps Recovery Mechanisms & RBI Frameworks – SARFAESI Act, IBC (Insolvency and Bankruptcy Code), and DRT Don't forget to Like, Share, and Subscribe to stay ahead in your banking exam preparation! #BankingAwareness #NPA #IBPSPO2026 #SBIPO2026 #BankExams2026 #NonPerformingAssets #IBPSClerk #SBIClerk #GeneralAwareness #BankingPrep