FHA or Conventional? The $30,000 Mistake First-Time Buyers Make

FHA or conventional, which loan actually costs less? In this video, I break down the real difference between FHA and conventional loans: credit score requirements, down payments, mortgage insurance (MIP vs PMI), loan limits, and which one wins depending on your credit score and savings. Watch next: What Credit Score Do You Need to Buy a House in 2026? Subscribe for a new video every week on buying your first home, mortgages, and the numbers nobody explains clearly. Disclaimer: This video is for educational purposes only and is not financial, legal, or tax advice. Talk to a licensed professional before making decisions. #FHALoan #ConventionalLoan #FirstTimeHomeBuyer #MortgageTips #HomeBuying2026