JAIIB PPB Chapter 4 | 8 RBI Credit Discipline Questions You Can't Miss 2026

JAIIB PPB Chapter 4 MCQs on RBI Credit Discipline and Current Account Rules. Can you score 7 out of 8? This JAIIB PPB exam-preparation video covers 8 important questions on RBI's current-account framework and credit discipline. Topics covered: • Current-account opening when there is no banking-system borrowing • Rules below ₹5 crore exposure • The 10% CC/OD rule at ₹5 crore and above • ₹50 crore+ exposure without CC/OD and the escrow mechanism • ₹5 crore to below ₹50 crore without CC/OD • Half-yearly monitoring of account arrangements • Three-month implementation window • Direct term-loan disbursement to an identified supplier • Routing of day-to-day business expenses through CC/OD or current account Quick revision: ₹5 crore → undertaking / applicable threshold rules ₹5 crore+ with CC/OD → 10% rule ₹50 crore+ without CC/OD → escrow Half-yearly monitoring → 3-month implementation window Score yourself: 7–8 → Excellent 5–6 → Very Good 3–4 → Revise weak concepts ≤2 → Revisit the concepts Comment your score out of 8. Subscribe to iBANKER for JAIIB PPB MCQs, important questions, concept revision and exam-focused preparation. #JAIIB #JAIIBPPB #JAIIBPreparation #JAIIB2026 #MCQ #Test