The 10 Most Critical Years in Retirement ft. Ben Brinkerhoff

Saving enough for retirement is only half the battle - knowing when to spend it could be just as important. James sits down with Ben Brinkerhoff, Head of Advice at Consilium, to unpack why the first 10 years of retirement matter so much, the psychology that stops retirees spending their wealth, how retirement spending changes with age, preparing for market downturns, and why your 40s and 50s could be some of the most important years for building towards a comfortable retirement. Next Steps: Read the article: Learn how retirement bucketing can give you permission to spend. https://cutt.ly/7yzw1iKQ Read the J.P. Morgan study: See how spending changes throughout retirement. https://cutt.ly/Xyzw2Rc7 Get in touch with Lighthouse Financial to build a financial plan designed around your goals and future. https://cutt.ly/Gys0SS9E Learn more about Consilium https://cutt.ly/fyzw47b3 For more money tips follow us on: Facebook -   / lighthousefinancialnz   Instagram -   / lighthousefinancialnz   The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.