Mortgage Rates Just STOPPED an 8-Month Streak & San Antonio Feels It

Pending home sales just snapped an 8-month growth streak as mortgage rates hit 6.69% in August 2026. Realtor.com reports pending sales fell 0.2% nationally — but the South (up 1.8%) held up while the Midwest (-4.3%) and West (-3.3%) plunged. What does that mean if you're moving to San Antonio, Boerne, Helotes, New Braunfels, or Fair Oaks Ranch? In this video, Jesse from the Garza Home Team breaks down the truth about the August 2026 housing market: why rates rose, why 20.4% of listings are taking price cuts, why active listings are up 3.6% while new listings stall, and how buyers in the San Antonio metro have leverage right now — but only if they act before rates move again. We cover: • August 2026 pending sales & 30-year fixed rate shock (6.69% high) • Regional divergence: South vs Midwest/West • Price cuts, inventory & delistings (-13%) • City-by-city impact: San Antonio, Helotes, Boerne, Fair Oaks Ranch, New Braunfels • Buyer strategy: buydowns, concessions & days-on-market leverage • Seller strategy: why strategic pricing beats price cuts Thinking of buying or selling in the San Antonio hills? Text 'STRATEGY' or 'NO DRAMA' for a custom plan. 📍 We cover San Antonio, Helotes, Boerne, Fair Oaks Ranch, New Braunfels, Bulverde & Castroville #SanAntonioRealEstate #MovingToSanAntonio #HousingMarket2026 Moving to San Antonio — Unfiltered. 🏠 The truth about buying and living in San Antonio Texas — neighborhoods, market shifts, hidden costs, and the stuff most agents gloss over. We cover San Antonio, Helotes, Boerne, Fair Oaks Ranch, Castroville and New Braunfels. Whether you're buying your first home, relocating, or just trying to figure out which zip code is actually worth it — we give you the numbers other people skip. Ready to make a move? DM us or text STRATEGY to (210) 874-9193. 📲 Link in bio for more resources. #GarzaHome #SanAntonio #SanAntonioTX #MovingToSanAntonio #SanAntonioRealEstate #LivingInSanAntonio #MovingToTexas #SanAntonioTexas #NewBraunfelsTX #SanAntonioNeighborhoods #SanAntonioProsAndCons #ProsAndConsOfSanAntonioTX #SanAntonioRealEstateMarket #RelocatingToTexas #SanAntonioRealtor #SanAntonioHomesForSale #BestNeighborhoodsInSanAntonio #AlamoCityLiving 📞 Book a Strategy Call: https://calendly.com/jesserene/15-min... Jesse Rene Garza (210) 874-9193 ⭐️ Hablo Español 🔎 POPULAR PLAYLISTS: Living in San Antonio:    • Should you RENT or BUY a Home in San Anton...   San Antonio WHAT TO KNOW:    • Should you RENT or BUY a Home in San Anton...   Moving to Texas Guides:    • The Hidden Expense Nobody's Talking About ...   DISCLAIMER: All information provided is deemed reliable but is not guaranteed and should be independently verified. We are licensed real estate agents in the state of Texas. Interest rates are rising, causing a shift in pending home sales. Learn how these market changes impact your local real estate strategy. This update analyzes why pending home sales have dropped for the first time since last November despite previous expectations of falling rates. We examine regional differences, specifically noting that the South remains the only growing region while other areas face cooling demand. If you are tracking the current housing market, this breakdown clarifies what these shifts mean for your purchasing power. In markets like San Antonio, buyers are finding they now hold significant leverage against sellers. Meanwhile, property owners in Fair Oaks Ranch are shifting tactics, choosing builder rate buy-downs instead of reducing listing prices. We also look at the split market dynamic in Bernie to help you understand how local conditions differ from national trends. Whether you are buying or selling, these insights provide clarity on navigating today's complex interest rates environment. Subscribe for weekly real estate market breakdowns, and comment below if you want us to cover your specific city next. Mortgage rates just stopped an 8-month growth streak. Here is what the latest shift means for the San Antonio housing market. 🏠 Contrary to expectations of falling rates this fall, costs have increased, causing pending home sales to drop for the first time since last November. While the South remains the only growing region nationally, local conditions are shifting. Buyers in San Antonio now hold significant real estate leverage compared to earlier in the year. We are seeing a distinct split in market dynamics. Sellers in Fair Oaks Ranch are increasingly negotiating builder rate buy-downs instead of dropping prices, while Boerne is experiencing its own unique market pressure. Whether you are buying or selling, understanding these nuances is critical to your home buyer strategy right now. Subscribe for weekly real estate market breakdowns, and comment below if you want us to cover your specific city next.