How to Find Mutual Fund with Low Expense Ratio | TER vs BER | Sanjay Kathuria

Register for Free Mutual Fund Masterclass : https://forms.gle/DsMK823jkY6hmXmR8 How to Find Mutual Fund with Low Expense Ration| TER vs BER | Sanjay Kathuria Market movements can be confusing, especially when you're caught between "Ter" and "Ber." In this video, we dive deep into the fundamental differences between these two scenarios and what they mean for your portfolio. As we saw in the recent $4 Trillion global market wipeout, understanding these trends isn't just about knowledge—it's about protecting your hard-earned money. I break down the risks, the opportunities, and the exact mindset you need to navigate these shifts without panic. In this video, you will learn: ✅ The core differences between Ter and Ber. ✅ How current global trends are impacting these cycles. ✅ Actionable strategies for long-term wealth creation. ✅ Why asset allocation is your ultimate shield. CHAPTERS : 00:00 - What is Mutual Fund Expense Ratio? 01:42 - The Old System vs. New Rules (April 2026) 03:50 - SEBI's 3 Layers: Base, Brokerage & Statutory 06:20 - Deep Dive: Base Expense Ratio (BER) Explained 07:50 - Live Demo: Daily TER Impact on NAV 10:30 - Case Study 1: Parag Parikh Flexi Cap (Reporting vs Reality) 12:40 - Case Study 2: Kotak Arbitrage (Impact of High Churn) 15:50 - Case Study 3: SBI Banking & PSU (Debt Fund Costs) 18:40 - Action Steps: How to Check Your Fund's Real Cost Don't forget to SUBSCRIBE and hit the bell icon 🔔 to stay updated on the latest financial insights! #SanjayKathuria #StockMarketIndia #Investing #MarketAnalysis #TerVsBer #FinancialFreedom #GlobalMarkets We are hiring : https://docs.google.com/forms/d/e/1FA... Book a 1:1 Consultation with Me & My Team : https://profitsfirst.in/book-a-call/ Open Your Account on CoinDCX: https://join.coindcx.com/invite/uBCBj Join Passive Income Telegram Club for Free: https://t.me/easylearncryptox 📱 Subscribe Our Podcast Pages for More Updates : 📸 Instagram:   / sanjaykathuriapodcast   📘 Facebook:   / sanjaykathuriapodcast   ▶️ YouTube:    / @sanjaykathuriapodcast   ▶️ SK Clips :    / @skpclips   Check Out My Playlists: 1.    • Fix My Finance   2.    • Insurance Guide   3.    • Law of Attraction   4.    • IPO Reviews   5.    • Mutual Funds Investing   6.    • ETF Investing   7.    • Business Case Studies   8.    • Option Selling Guide   9.    • Financial Education   10.    • Gold & Silver Investing   ⚙️ My Youtube Studio Gears : 📐 Background Panels: https://amzn.to/3ZabHYH 💡 Wooden Lamp: https://amzn.to/3VbBDSq 🌿 Artificial Plants: https://amzn.to/3CPPs2H 🎤 Microphone: https://amzn.to/4eQ5mas 📚 Bookshelf: https://amzn.to/4fMj4wt 🌈 RGB Lights: https://amzn.to/3COekYC 💡 Godox Softbox: https://amzn.to/3V7pmyb 🔦 Godox Light: https://amzn.to/41eJiD8 📸 Tripod: https://amzn.to/3Zd6Khw 💡 Ring Lights: https://amzn.to/3Z6c8Dj Connect with us on all Social Media: 🔗 Website: https://profitsfirst.in/ 💼 LinkedIn:   / sanjaykathuria   📸 Instagram:   / financebysanjay   🐦 Twitter:   / sanjaykathuria   🔗 Threads: https://www.threads.net/@financebysan... 💬 Facebook :   / financebysanjay   About Me: Sanjay Kathuria, founder of ProfitsFirst, is a Chartered Financial Analyst (CFA) and renowned options trading expert with 16+ years of corporate experience. Financially independent by 39, he has empowered over 25,000 individuals and 10,000+ SMEs to achieve financial freedom. As an ET '40 Under 40' awardee, Sanjay's content on passive income and investment strategies has reached over 1 million followers across social media. Join his mission to simplify business finance and unlock your path to financial independence with proven strategies and insights. Disclaimer: This video is for educational purposes only and is not financial or investment advice. I am not a SEBI-registered advisor. Investments in stocks, mutual funds, real estate, digital assets, and other instruments involve risk, including possible loss of capital. Past performance is not a guarantee of future results. Please do your own research and consult a SEBI-registered financial advisor before making investment decisions.