PCI Compliance Scope: How a Checkout Redesign Hurts Approvals

Most teams assume their payment provider handles security and compliance for them. But one routine checkout change, like a developer logging full request bodies while debugging, can put raw card numbers on your own systems and pull your logging into scope. Roi Lagziel follows one payment through a redesigned checkout: how a checkout that qualified for the lightest self-assessment can end up needing the heaviest one, and why a compromised environment makes issuing banks raise their risk scoring and send more do-not-honor declines, even to good customers. Then: the one check to do this week, comparing a current data flow diagram of your live checkout with the Attestation of Compliance you signed. Read the full article: https://www.smartretry.com/blog/verif... Chapters: 0:00 The redesigned checkout 0:13 Card numbers in logs 0:29 Why approvals drop 0:44 What to check SmartRetry helps merchants recover declined payments with intelligent retries, without replacing their payment provider: https://www.smartretry.com #payments #paymentdeclines #fintech #smartretry