Medicare Surprises Nobody Warns You About with Shawna Hovis-Mayer

Is Medicare free? Does it cover long-term care? Will your parents be enrolled automatically? Most families find out the answers the hard way. Nicole Porter sits down with Shawna Hovis-Mayer, an independent licensed insurance advisor who focuses on Medicare, to walk through what adult children and their parents need to know before 65: what it really costs, the coverage gaps, and the surprises that catch families off guard. 👉 Get your family prepared: www.yourparentporter.com CHAPTERS 0:00 Welcome to My Parents Lied to Me 1:11 Meet Shawna Hovis-Mayer 2:13 Age 62 vs. 65: Social Security vs. Medicare 3:05 Still working at 65? Creditable coverage explained 4:51 The HR form you need when you retire 5:45 What Medicare really costs (Part A & Part B) 8:21 Part A vs. Part B and the 80/20 rule 9:45 Part D: prescription drug coverage 11:00 Medigap vs. Medicare Advantage 15:23 The surprise first Medicare bill 16:16 Automatic enrollment through Social Security 17:21 Does Medicare cover long-term care? (No.) 20:24 In-home help, rehab, and recovery care 22:02 Key takeaways for families 23:23 How to reach Shawna + a late-enrollment penalty story CONNECT WITH SHAWNA HOVIS-MAYER Licensed Insurance Advisor (Medicare) 📞 602-799-9481 ✉️ shawnahovismayer@gmail.com CONNECT WITH NICOLE PORTER Host, My Parents Lied to Me | Founder, Your Parent Porter 🌐 www.yourparentporter.com ✉️ nicole@yourparentporter.com This video is for educational purposes only and is not insurance, legal, or financial advice. Medicare costs and rules change every year; talk to a licensed advisor about your family’s situation. #Medicare #AgingParents #Turning65 #MedicareAdvantage #Medigap #LongTermCare #SandwichGeneration #Caregiving #FamilyPlanning #MyParentsLiedToMe