Эпизод 38: Пэт Грейс, финал

AI Sales Agents That Get You Signed Contracts On Autopilot: https://objectionproof.ai/yt-bac Maximize Your Tax Returns And Get Clarity On Your Financials With Our Tax Guys https://beccfo.com/ To Access Your Houses Equity For Capital https://www.midwestlending.group/r/di... BONUS GET 10% OFF ON INVESTORLIFT Use promo code DISRUPTORS. https://get.investorlift.com/disruptors/ WANT TO BE A 100 MILLIONAIRE OR ARE ONE? Click here: https://objectionproofselling.com/mil... Pat Grace HELOC https://patgraceheloc.com Pat Grace of Pat Grace HELOC flew in from Kansas City to sit down with Steve Trang on the Disruptors Podcast and share the house hack most people have never heard of: using a first lien line of credit on the properties you already own to pay off debt faster while keeping your money accessible. Pat is a Kansas City real estate investor and licensed mortgage loan officer who owns 250 houses, a $70 million portfolio with a $40 million line of credit, and about $175,000 a month in net rent, along with a vertically integrated group of companies that includes a brokerage and a construction company. He started in his early 20s working with kids in juvenile detention centers with a sociology degree while buying real estate on the side, lived in the worst unit of his first multi unit property before anyone called it house hacking, and went on to work with hedge funds on almost 400 homes through the recession. Pat and Steve cover how a trip to Australia changed everything, when his friends there told him Americans are the only ones taking 30 year mortgages, and how he came home and replaced his mortgage with a first lien line of credit and swept his money into it; why a $250,000 mortgage can cost about $300,000 in interest over 30 years; how sweeping your income into a line of credit pays debt down faster while your access to the money never goes away; the story of a client whose $500,000 mortgage was gone in 30 days and who now has access to $1.7 million; why he insists on a first lien line of credit instead of a cash out refinance; how he packages five or ten free and clear homes into one line and uses it to buy more; why a line of credit can replace your checking and savings accounts so everything works together instead of working for the bank; and why every bank has this product, nobody sells it, and banks do not like it because they make less interest on it. If this episode changed how you think about your mortgage, hit subscribe because every week on Disruptors Steve Trang sits down with the operators, investors, and entrepreneurs who are actually building real wealth to bring you the unfiltered playbook for your first or next million. Learn how to set up a line of credit and run your own numbers with Pat at patgraceheloc.com. Pat Grace, NMLS #2476993, Midwest Premier Lending Group. This video is for educational purposes only and is not financial advice. Lines of credit are typically variable rate, results vary, and borrowing against your property carries risk. Unlock the money sitting in your CRM right now with Objection Proof AI by texting CASH to 33777. Follow Pat Grace Website: https://midwestlending.group/r/disrup... Calculator: https://calculator.patgraceheloc.com Book a call: https://patgraceheloc.com/consultation Phone/Text: 816-456-1843 Email: pat@patgraceheloc.com Company: Midwest Premier Lending Group Pat Grace NMLS #2476993 Subscribe for more disruptive conversations:    / @disruptorspodcast   Follow us on iTunes/Apple Podcast and leave a⭐️⭐️⭐️⭐️⭐️review https://apple.co/31geW6H Spotify https://spoti.fi/3oatzkY Give us a follow on Instagram:   / steve.trang   TikTok:   / stevetrang   Facebook:   / stevetrang   Twitter:   / stevetrang   #podcast #business #entrepreneur #millionaire #money #moneymindset #wealth #investing #investment #finance #financialfreedom #personalfinance #realestate #realestateinvesting #realestateinvestor #success