General Liability vs Professional Liability: What Contractors Need to Know

Most contractors understand general liability insurance. Far fewer understand where general liability ends and professional liability begins. That matters because many contractors take on professional liability exposure every day without realizing it. In this video you'll learn: ✅ What general liability insurance actually covers ✅ What contractors professional liability insurance covers ✅ Why faulty workmanship claims are often misunderstood ✅ How design-build projects create professional liability exposure ✅ The subcontractor trap that catches contractors all the time ✅ Why professional liability policies work differently than general liability policies If you're an electrical contractor, HVAC contractor, structured cabling contractor, general contractor, design-build contractor, or construction manager, this is one of the most important insurance concepts to understand. 00:00 Contractors Professional Liability vs General Liability 02:09 What General Liability Actually Covers 03:40 General Liability Coverage Gap 1 Care Custody and Control 05:25 General Liability Coverage Gap 2 Faulty Workmanship 07:00 What Is Contractors Professional Liability 09:40 Subcontractors: The Professional Liability Trap 11:38 Navigating Claims-Made Policies WORK WITH ME https://bitnerhenry.com/daryl-henry/