Building a More Connected Retirement Plan with Tenner Stoe, CFP®, CPWA® (Ep. 15)

You’ve spent years saving, but knowing what you can afford to do in retirement may still feel unclear. A connected plan can help you see how your choices affect one another. In this episode, James Knapp speaks with Tenner Stoe, CFP®, CPWA®, and Wealth Architect at Boyum Wealth Architects, about his career across banks, broker-dealers, and registered investment advisory firms. Tenner explains how retirement planning brings together income, investments, taxes, insurance, and estate decisions. They also examine portfolio risk, Roth conversions, required minimum distributions, and why clients need advice that reaches beyond individual accounts or products. Tenner discusses: • How his early banking experience shaped the way he listens to clients and addresses financial concerns directly • Why pre-retirees need clear goals before testing income needs, investment risk, and retirement readiness • How tax projections and CPA coordination can reveal planning choices that account management may overlook • Why disciplined savers may need help giving themselves permission to spend and enjoy retirement • How an advisor's business model can affect the tax, estate, insurance, and retirement guidance clients receive • And more! Connect with us! • Boyum Wealth Architects https://myboyum.com/about-boyum-wealt... • LinkedIn: James Knapp, CFP®   / james-knapp-cfp%c2%ae-1183474   • LinkedIn: Boyum Wealth Architects   / boyum-wealth-architects   • info@boyumwa.com • Subscribe to the podcast here! https://zombieadvisor.blubrry.net/ Connect with Tenner Stoe: • LinkedIn: Tenner Stoe   / tenner-stoe   About Our Guest: At Boyum Wealth Architects, Tenner partners with successful individuals and families to craft thoughtful, tailored financial strategies that bring intentionality and clarity to their wealth. With many years of experience in wealth management, he focuses on integrating investment oversight, tax planning, and estate coordination so that a client’s entire financial life supports what matters most to them. Tenner views real wealth as more than numbers, it’s about understanding your resources, seeing how they work for you, and making confident decisions to move forward. His professional designations, Certified Financial Planner® (CFP®) and Certified Private Wealth Advisor® (CPWA®), underscore his commitment to rigorous planning, fiduciary responsibility, and helping clients navigate complexity with confidence. Whether refining portfolios, optimizing for taxes, or thinking ahead to multi-generational legacy, Tenner guides clients in building a roadmap aligned with their values and goals. Outside of work, he enjoys spending time with his family, especially being outdoors with his kids, visiting the family cabin, and staying active, and brings that same curiosity, purpose-driven mindset, and balanced perspective into how he serves his clients.