If You Have a Current Account, These 3 New Rules Could Affect You Right Now

📕 https://arthurpenrosebooks.netlify.app Your bank can close your account, but since 28 April 2026 the rules for new accounts are very different. In this video: the 90-day written notice rule and the detailed reason banks must now give, what the law says about closures over lawful political beliefs, and the £120,000 FSCS protection limit, including the six-month cover for large lump sums after a house sale or inheritance. Learn how to check when your account was opened, what to do if a closure letter arrives, how scam reimbursement works, and the one question to ask at the bank counter to find out where you stand. Sources: UK Government, Financial Conduct Authority, Financial Services Compensation Scheme, Financial Ombudsman Service, House of Commons Library. Educational only, not financial or legal advice. Names in examples are illustrative, not real pe