The Medicare Tax You Might NOT See Coming ....

Think Medicare is just a fixed cost? Think again. In this episode, I explain IRMAA — the income-related adjustment that can increase Medicare premiums for higher-income retirees. The tricky part? A small increase in income can sometimes push you across an income threshold. I explain how Roth conversions, income management, and long-term planning can help you prepare for IRMAA instead of getting surprised by it. Sometimes paying a little more today can save you more later.