Перейти к содержимому

US Mortgages Cross 7%: Will Indian Home Loans Hit 10% & Trigger A Real Estate Crash? | Anand Talks

Anand Talks

0:00 / 0:00

US Mortgages Cross 7%: Will Indian Home Loans Hit 10% & Trigger A Real Estate Crash? | Anand Talks

17 468 просмотров · 20 часов назад
Anand Talks
20,5 тыс. подписчиков
17 468 просмотров · 20 часов назад
Free Money Book - https://moneypechu.com/book/free-money/ Shashwat instagram link : https://www.instagram.com/sashwathsjr... Kids’ Books Financial Literacy for Kids – Series 2 https://moneypechu.com/book/financial... Financial Literacy for Kids – Series 1 https://moneypechu.com/book/financial... ------------------------------------------------- English Books Ordinary Stocks Extraordinary Profits https://moneypechu.com/book/ordinary-... All About Mutual Funds https://moneypechu.com/book/all-about... Alchemy of Money https://moneypechu.com/book/alchemy-o... ------------------------------------------------- Combo Offers Combo 1 https://moneypechu.com/book/combo-1-p... Combo 2 https://moneypechu.com/book/combo-2-a... Combo 3 https://moneypechu.com/book/combo3-pa... Combo 4 https://moneypechu.com/book/combo-4-a... For Premium Articles and Books Visit: https://moneypechu.com/books/ ------------------------------------------------- Our Other YouTube Channels Money Pechu / @MoneyPechu Thathuva Pechu - / @thathuvapechu478 Makkal Pechu - / makkalpechu Paisa Boltha Hai (Hindi) - / paisaboltahai1 Money Maatalu (Telugu ) - / @moneymaatalu Money pechu Malayalam - / @moneypechumalayalam Duddina maathu - / @Duddinamaathu Swadesi Mithran - / @swadesimithran Nava Sakthi - / @Nava_sakthi-1 ------------------------------------------------- Advertise With Us To advertise your brand on the MoneyPechu website, please contact: 📞 7200006273 📧 moneypechu@gmail.com ------------------------------------------------- Stay Updated To get instant updates on economic news, stock markets, and exclusive premium articles, visit: https://www.moneypechu.com Purchase Books Directly (Offline) Buy books written by Anand Srinivasan in person at: 1B, 1st Floor, Sreshta Anand Apartments No: 15, 16, 17, Hanumantha Road Balaji Nagar, Royapettah Chennai – 600014 Tamil Nadu ------------------------------------------------- Buy Online Alchemy of Money https://moneypechu.com/book/alchemy-o... Ordinary Stocks Extraordinary Profits https://moneypechu.com/book/ordinary-... All About Mutual Funds https://moneypechu.com/book/all-about... Panam Enum Manthiram (Tamil) https://moneypechu.com/book/panam-enn... Saadharana Pangu Asaadharana Laabam (Tamil) https://moneypechu.com/book/saadharan... Therinthu Kolvom Mutual Funds (Tamil) https://moneypechu.com/book/mutual-fu... ------------------------------------------------- Follow me on Instagram: / anandsrinivasan VinodSrinivasan: Follow me on Instagram: / vinodsrinivasan_ Moneypechudotcom: Follow me on Instagram: /   / moneypechu_dot_com   In this episode of Anand Talks, Anand Srinivasan and Sashwat analyze the global real estate shockwave as US mortgage rates cross 7% and benchmark yields surge. Examining a detailed Economist report, Sashwat explains how the historical regime of 30-year fixed mortgages in Western economies has eroded, forcing borrowers onto flexible rates just as central bank tightening turns persistent. With the US housing market cooling and nations like Germany, Australia, and New Zealand seeing property prices crack, the era of pandemic stimulus buffers is officially over. Turning to India, Anand explains the historical 300–400 basis point spread between US and Indian borrowing costs. If domestic home loan rates climb from today's 7.5%–8% band toward 9.5%–11%, the mathematical impact on floating-rate borrowers will be severe—effectively stretching loan tenures from 20 years to multi-decade horizons or creating catastrophic EMI hikes. Highlighting massive unsold apartment inventory in city suburbs like Chromepet (Chennai) where builders struggle to offload middle-income housing, Anand warns that an interest rate shock could deliver the ultimate pinprick to India's construction sector and broader employment. Plus, Anand sets an actionable homework challenge: calculate your home loan's tenure extension or EMI jump under a 200 bps rate increase to ensure your personal balance sheet remains shock-proof.