How we plan to spend from our 3M portfolio | 4% Rule & Bengen's Update | Dual Withdrawal Strategy

In my last video, I shared how my wife and I built our $3M retirement portfolio through asset allocation. But that’s only half the story. The bigger question is: once you stop working, how do you actually spend from it without running out of money? In this video, I dive into withdrawal strategies: The famous 4% rule from Bill Bengen Our own approach: a Jekyll & Hyde framework Retirement isn’t just about preserving wealth — it’s about living fully while staying secure. The right withdrawal strategy balances safety with joy. If you enjoyed this video, do check out my earlier one on asset allocation    • Our 3M Retirement Portfolio: Simple Asset ...   #Retirement #WithdrawalStrategy #4PercentRule #SingaporeFinance #aging #gerontology