How Are People Buying $100,000 Trucks With $50,000 Jobs?

A $100,000 truck on an average salary? The math never adds up — and the reason is 84-month loans, negative equity, and a "tax write-off" that only actually saves you 24 cents on the dollar. In this video: how dealerships shrink the monthly payment while the real cost of the loan keeps climbing, why 30% of buyers are already underwater on their next truck before they even trade it in, and why subprime auto delinquencies just hit a 32-year high. Plus — what that same money could've grown into after 7 years if it went into an index fund instead of a truck payment. This isn't really a story about the truck. It's about the loan hiding behind it. 🔔 Subscribe for more real finance breakdowns 👍 Like if this made you rethink your driveway Disclaimer: This content is for educational purposes only. Not financial advice. #CarLoans #TruckDebt #PersonalFinance #NegativeEquity #FinancialLiteracy