Episode 2 | Mortgage affordability: data, flexibility and changing borrower needs

Francesco Di Pietro is joined by Kathryn McGee, data science manager at Newcastle Building Society, and Rachel Geddes, strategic lender relationship director at Mortgage Advice Bureau, to explore how mortgage affordability is changing. Together, they discuss why affordability is about more than just a number and how lenders and brokers can respond to increasingly varied borrower circumstances. Topics include the role of data, personalised affordability, lender flexibility and product innovation, and how evolving approaches to affordability can help deliver the right outcomes.