Property Tax Votes Nov 3: What Do Seniors Really Get?

Three states vote on November 3 on property tax measures that reach owners over 65: Florida's Amendment 3, Oklahoma's State Question 847 and Louisiana's Amendment 6. We read each ballot line the way your tax bill reads it. Two neighbors on one Florida street show who saves more, and why. We don't tell you how to vote. ENTRIES 0:00 Intro 1:00 Florida · The waterline 3:32 Florida · The other side of the ledger 5:15 Oklahoma · State Question 847 7:30 Louisiana · Amendment 6 9:27 Your two numbers ──────────────── THE LINES THAT MATTER · 2026 ballot Line 1 · Florida, Amendment 3: a larger homestead exemption from county, city and other non-school property taxes, the first $150,000 of assessed value in 2027 and $250,000 from 2028 (today up to $51,411). The school tax exemption stays at $25,000. No age test, no income test. Needs 60% of the vote. The Revenue Estimating Conference estimated local non-school revenue would fall by $11.86 billion a year once fully in place. Property appraisers: "Because recent buyers often have taxable values closer to market value, they may be more likely to receive the full benefit of the proposed exemption." Line 2 · Oklahoma, State Question 847: lowers the cap on yearly growth in a homestead's taxable value from 3% to 1.75% from 2027. For owners 65 and older, the senior freeze stays for incomes at or below the county median; above it, growth is capped in steps from 0.35% to 1.75% by income. It caps the value, not the bill. Line 3 · Louisiana, Amendment 6: authorizes parishes and municipalities to add an exemption for homeowners 65+ who qualify for the special assessment level, from $6,000 of assessed value at 65–68 up to $30,000 at 81+, effective January 1, 2028, and only where local voters approve it at a separate election. Amendment 9, on the same ballot, would raise the income limit for the special assessment level. None of the three measures sets a tax rate. ──────────────── WORKED EXAMPLE · illustrative, our calculation Two Florida homesteads, county and city taxes at an example rate of $12 per $1,000. She bought in 1998: assessed $120,000, tax $823 a year today, $0 from 2027, so she saves $823. Her neighbor bought in 2025: assessed $400,000, tax $4,183 today, $3,000 in 2027 and $1,800 in 2028, so she saves $2,383. Values and rates held still; school taxes unchanged. ──────────────── FILED UNDER § Florida House of Representatives, Final Bill Analysis, CS/HJR 1F (June 16, 2026); Revenue Estimating Conference (as reported in the analysis) § Property Appraisers' Association of Florida, Amendment 3 FAQ (2026); Florida Department of State, Key Election Dates 2026 § Oklahoma Secretary of State, State Question 847 file: Enrolled SJR 39, Attorney General letters, Final Ballot Title (2026); Oklahoma State Election Board § Louisiana Secretary of State, 2026 Proposed Constitutional Amendments; Legislative Fiscal Office, Fiscal Note on HB 514 (May 21, 2026) ──────────────── NOT TAX ADVICE · Not voting advice either. General information from public sources. We take no side on any measure. Not affiliated with any government agency or campaign. Researched, written and drawn for The Tax Ledger.