What $100 a Month Becomes in 30 Years

What happens if you invest just $100 a month for 30 years? You put in $36,000 — but you could end up with $121,997. In this video, we break down exactly how compound interest works, year by year, and reveal the exact year your money starts earning more than you put in. In this case: 📊 How compound interest works (the snowball effect) 📈 Year-by-year growth of $100 a month 🔑 The tipping point: the year your money works harder than you ⏳ Why the last 10 years matter more than the first 20 💸 What happens if you invest $200 or $500 a month instead ⚠️ The most expensive mistake: waiting CHAPTERS 0:00 What $100 a month becomes 0:33 What is compound interest? 1:38 Year by year: the first 10 years 3:02 The tipping point: Year 11 3:58 Why the last 10 years matter most 5:23 What if you invest more? 6:38 The biggest mistake: waiting 7:41 Your 10-second action for today All calculations assume $100 invested at the end of each month, a 7% average annual return, compounded monthly, before taxes, fees and inflation. Real returns vary every year and are never guaranteed. 📌 Subscribe to The Compound Case for new money cases every week. DISCLAIMER: This video is for educational and entertainment purposes only. It is not financial, investment or tax advice. Always do your own research or consult a licensed professional before making financial decisions. #compoundinterest #investing #personalfinance