Change Starts Today. Don’t Wait Till You’re 65 and Broke | August 20, 2025

🎟️ The Ramsey Show Live Tour: Get Your Tickets! - https://ter.li/xs5jpe Dave Ramsey and George Kamel answer your questions and discuss: "I'm 65 and I've never made good decisions with money, where should my focus be at my age?" "Is health insurance a bad investment for our family?" "I'm skeptical about combining finances with my spouse" "Can I retire at 38?" "How much should I spend on an engagement ring?" "Should I use a debt relief company to pay off my gambling debt?" "What is the best way for a married couple to handle finances while running a business together?" "I'm 61 with no retirement savings and living in low income housing" "How do I combine my emergency fund and investments with my future wife?" "How do I encourage my husband to get a job so I don't have to work two of them?" "Should I leave a PhD program that I have a full-ride scholarship for?" From Today's Episode: 🎟️ The Ramsey Show Live Tour: Get Your Tickets! - https://ter.li/xs5jpe 🤔 Will an online will work for you? Take this quiz to find out - https://ramsey.solutions/96clr8 📱 Get episodes early in the free Ramsey Network app! ⮕ https://ramsey.solutions/qzoulg 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. Helpful Resources from Ramsey Solutions: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 💵 Start eliminating debt for free with EveryDollar - https://ter.li/e1h2jj 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/gmulft 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: Stop paying more and start shopping smarter at ALDI ⮕ https://ALDI.us Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/compa... Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5