How to make budgets work for YOU | The Pay Off with Sylvia Jeffreys

Let’s be honest, the thought of tracking every dollar, wrestling with spreadsheets, and saying no to little luxuries? Not exactly thrilling. But what if budgeting wasn’t about restriction? What if it gave you more freedom, not less? Enter Jessica Irvine, CommBank’s personal finance guru and perhaps one of the most passionate people about budgeting. In this episode, Jessica proves why budgeting isn’t about cutting back—it’s about taking control. Chapters in this video 00:00 - Welcome 01:20 - How do we get sexy with budgeting? 05:00 - Saving for a house deposit 08:30 - Where are people overspending most? 11:55 - Staying optimistic about budgeting 17:00 - A formula for future savings 20:30 - ETFs 24:00 - Financial fitness & tackling debt 30:00 - Why is talking about money taboo? 34:00 - Money diaries FOLLOW The Pay Off with Sylvia Jeffreys ► Instagram:   / thepayoffpodcast   ► TikTok:   / thepayoffpodcast   #Money #Finance #Business #Budgeting #JessicaIrvine #Commbank #todayextra