Inflation and Your Savings Account: What Actually Happens to Cash

What inflation does to a dollar, nominal vs. real returns, how savings interest is taxed, FDIC insurance, and I bonds. 0:00 Intro 0:35 What inflation does 1:02 A concrete example 2:07 Nominal vs. real return 2:41 Savings account comparison 3:23 The misconception 3:54 How interest is taxed 4:28 Where cash can sit 5:03 FDIC insurance 6:06 What the inflation number measures 6:41 I bonds 7:22 Recap General education only, not financial advice. Numbers are illustrations using stated assumptions and 2026 rules. Do your own research or talk to a licensed professional before making decisions with your money. 🇺🇸 Stacked Coins Finance: money mechanics explained with original hand-drawn visuals.