₹2,000 से ज्यादा UPI Payment पर लगेगा 0.4% Charge? जानिए पूरा सच!

UPI pe ₹2,000 se zyada ke payment pe naya MDR framework laagu ho raha hai 15 October 2026 se. Lekin kya iska matlab hai ki ab aapko UPI use karne pe charge dena padega? Chaliye is video mein clear karte hai! 🤔 Is video mein aasan bhasha mein samjhaya hai: ✅ ₹2,000 se zyada UPI payment pe kya naya rule hai ✅ 0.4% MDR kya hota hai aur kaise calculate hota hai ✅ Ye charge customer dega ya merchant? ✅ P2P aur P2M mein kya difference hai ✅ Small shopkeepers ke liye ₹1 lakh monthly limit kya hai ✅ Restaurants aur bade merchants ke liye kya rule hai ✅ Railway, insurance jaisi jagah flat ₹5 charge kyu lagta hai Sabse zaroori baat — customers ko UPI use karne ke liye koi extra paisa nahi dena padega. Ye charge sirf eligible merchants pe lagega, wo bhi ₹2,000 se upar ke transactions pe. 📅 Naya framework 15 October 2026 se lagu hoga. ⏱️ TIMESTAMPS: 00:00 - Intro 00:26 - 15 October 2026 Se Rule Effective 01:02 - P2P (Person-to-Person) — Zero Charge 01:08 - P2M (Person-to-Merchant) Accounts — Charge Lagega 01:32 - Category 1: Small Shops (Person-to-Person Merchant Account) 01:50 - ₹1 Lakh Monthly Limit — Zero MDR Small Shopkeepers Ke Liye 02:10 - 0.4% Charge Example (₹5000 Pe ₹20) 02:30 - Category 2: Restaurants & Malls (Person-to-Merchant Account) 02:44 - No Monthly Limit — Direct 0.4% Charge 02:58 - Flat ₹5 Charge (Railway, Insurance, Petrol Pump) 04:12 - Kya Ye Charge Customer Pe Aa Sakta Hai? Host Ka Opinion Agar aap UPI, digital payments, aur finance se juri latest news aasan Hindi mein samajhna chahte ho, to channel ko subscribe kar dena. 📱 SAAFREVIEWS SE JUDO: 👉 Instagram:   / saafreviews   👉 Facebook: https://www.facebook.com/profile.php?... 🔔 Subscribe karo — Bell Icon dabao! Honest Reviews. Smart Choices. — SaafReviews 🚀 #UPI #UPICharges #UPINews #UPIUpdate #MDR #DigitalPayment #UPI2026 #SaafReviews #TechNewsHindi